TASK"Look up this week's exchange rate and also check our internal deal-approval queue."
- The exchange-rate lookup is generic, public information — a built-in web search capability already covers this well.
- The deal-approval queue lives in a private, organization-specific system with no generic equivalent — nothing built-in can reach it.
- Only the second half of the task justifies building or connecting an MCP server; duplicating the first half as a custom integration would be wasted effort.
Rule of thumb:Built-in tool for generic/broadly-available capability. Custom MCP server for anything tied to private, proprietary, or organization-specific systems.